Fix and Flip Loan

What is a Fix and Flip Loan

A fix and flip loan is a short-term real estate loan designed for investors purchasing distressed or undervalued properties with the intent to renovate and resell them quickly for a profit. These loans typically cover both the purchase price and rehab costs, offering fast funding and flexible qualification standards compared to traditional mortgages. While interest rates are higher due to the short-term nature and risk, the benefit to investors is the ability to leverage capital efficiently, complete projects without tying up personal funds, and potentially realize significant returns in a shorter timeframe. Fix and flip loans are especially useful for investors who want to scale their business by taking on multiple projects simultaneously.

Who can apply for these loans?

Real estate investors, homeowners, and anyone seeking to finance a property can apply. 1st time investors considered.

What are the base requirements for this loan?

Maximum LTC (loan to cost) ratio is 90% for the subject property and renovation costs. Minimum credit score of 620.

Where can you perform these loans?

This loan is available in every state with the exceptions of California and Nevada.

How to get started?

You can contact me directly to discuss your investment goals and start the loan application process.